- Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months††
- Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafter‡
- Get up to 1% cash back for all other qualifying net retail purchases‡
- 1.99% introductory annual interest rate† on balance transfers* and cheque cash advances for 10 months
- Feel secure with around-the-clock fraud protection
- Enjoy free online access to your credit card account
- No annual fee
Introductory APR Info
Regular APR
Annual Fee
Please refer to online application legal disclosures.
19.99%*
$0
Card Review
The Smart Cash MasterCard® Credit Card, issued by MBNA Canada, is available to Canadian residents and provides cardholders with cash rebates on all of your credit card purchases.
This card offers up to 5% in cash rebates on gas and grocery purchases for the first 6 months, up to 3% in cash rebates on gas and grocery purchases thereafter, and up to 1% in cash rebates on all other purchases.
You'll also receive a 1.99% introductory annual interest rate on balance transfers and cheque cash advances for 10 months.
Cardholders can also take advantage of the platinum benefits that come with the card, which include online account access and 24-hour customer service.
Apply today for the Smart Cash MasterCard® Credit Card to get up to 5% cash back on gas and grocery purchases for 6 months and to access the low introductory rate on balance transfers and cheque cash advances.
Additional Card Details
Overall Rating
5 Stars
Benefit Rating
5 Stars
Issuer
MBNA Canada
Card Type
MasterCard
Card Status
Platinum
Important Notations
*Please refer to online application legal disclosures.
Grace Period
n/a
Minimum Limit
n/a
Maximum Limit
n/a
Minimum Deposit
n/app
Over Limit Fee
Please refer to online application legal disclosures.
Cash Advance Fee
Please refer to online application legal disclosures.
Balance Transfer Fee
Please refer to online application legal disclosures.
Application Fee
n/app
Rebate Minimum
1%
Rebate Maximum
5%
Additional Rebates
Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months and up to 3% thereafter, plus earn up to 1% cash back on all other qualifying net retail purchases.
Mile Details
n/app
Miles Per Dollar Spent
n/app
Additional Miles
n/app
Miles Work with FF Program
n/app
Points Per Dollar Spent
n/app
Point Details
n/app
Additional Points
n/app
Approval Bonus
None
First Purchase Bonus
None
Balance Transfer Bonus
None
Other Bonus
None
Bonus Details
None
Additional Perks
Various online account related services.
24-hour customer service.
See website for additional benefits.